7801 Deercreek Club Rd., Jacksonville, FL 32256

In Memoriam

In Memoriam

Thelma Dybalski

January 1, 1936 – February 13, 2022


It is with great sadness that NEFAR has learned of the death of Thelma Knowles Dybalski on February 13. A REALTOR® since 1972, Mrs. Dybalski made a name for herself in Northeast Florida as a real estate agent and mortgage broker. “Thelma was a well-known real estate agent in Northeast Florida for four decades,” said her son Darrell Dybalski. “She still has 100’s of associates active in the business. She was an amazing woman with an amazing story.”

Born in Offerman, Georgia, Mrs. Dybalski grew up on a working farm and was subject to hard work and responsibility very early in life. In 1956, she graduated from Patterson High School in Georgia and took a job at Southern Bell Telephone Company in Waycross, Georgia. She excelled quickly at Southern Bell and was soon transferred to the company’s office in Jacksonville.

It was in Jacksonville that she met her husband of 62 years, Edward Anthony Dybalski, while he was stationed at NAS Jacksonville with the United States Navy. The couple married on September 5, 1959.

While employed at Southern Bell, Mrs. Dybalski raised her three children and earned her real estate broker’s license. Over the years, she worked progressively with Bossen Realty, Stockton Whatley Davin, Coldwell Banker Vanguard, and Watson Realty Corp., and she enjoyed "Million Dollar Sales Club" status throughout the years.

While working in real estate sales, she invested wisely by purchasing several investment properties. She worked diligently on those properties spending her nights and weekends remodeling, cleaning, buying, selling, and leasing homes. Mrs. Dybalski’s work ethic, cultivated on her family farm in childhood, shined through as she worked tirelessly on tasks such as demolition, heavy lifting, painting, and laying flooring. She designed and built several custom homes and moved homes to new locations all while working a full-time job and providing for her family.

After leaving real estate sales, Mrs. Dybalski earned a mortgage brokers license and took a position with Southeast Financial Mortgage. She spent 10 years as a mortgage broker, working full-time until she was 73 years old. After leaving Southeast Financial, she worked alongside her son, Darrell, on several investment properties for four years.

A waterfront resident in St. John's since the 1970's, Mrs. Dybalski bought, sold, and built several homes on Julington Creek during her time there.

She is survived by her husband Edward, and two sons, Darrell Dybalski and Kevin Dybalski; 10 grandchildren and seven great grandchildren. Her daughter, Cynthia, preceded her in death.